EXCLUSIVELY FOR BUSINESS OWNERS ONLY Using Business-to-Business Bartering To conserve your hard-earned cash and To gain new customers TO BARTER IS BETTER WITH TRADE NETWORK, INC.

How can Trade Network, Inc. help my business? Since 1991, our job has been to save your cash, to put new business at your doorstep, and to give your company an alternative to writing checks. Keep cash in your company by TRADING for products and services instead. The concept is a simple one. Here's how it works. We refer one of our members to your business. They purchase from you and pay in Trade Dollars, which are credited to your account. You can then spend all or part of these Trade Dollars with any of our other members, or through one of our reciprocal trading partners throughout the United States, Canada and abroad. This means you have: Purchased at cost, not retail Expanded your customer base (trading customers would normally be spending with your competitor, had they not been referred to you by Trade Network) Converted existing inventory or unused employee time into a spendable asset What products and services are available on trade? The list is long and ever-changing due to our rapid growth. Trade for advertising, professional services, office expenses, travel

(both business & personal), restaurants, (we have over 150 locations), medical expenses, automotive costs and much more. Business investments and personal expenditures can be more easily justified when traded (and obtained at a fraction of your cash cost). Is organized bartering right for every business? Trading works best for the progressive entrepreneur looking for every competitive edge possible, and one who understands that a dollar saved spends just as easily as a dollar earned. If your profit margin is extremely small, or if you're lucky enough to be operating at full capacity, trading may not work for you. How are we compensated? Our fees - among the country's lowest - are earned from a nominal one-time membership fee which is renewed annually with trade dollars. We collect a small (10%) cash service fee on trade transactions, paid by the buyer at the time of purchase. Each and every transaction is a "win-win" situation where traders are saving cash and gaining a new customer. What do we do to earn this? We actively promote and market you to our membership (and to other trade exchanges across the country). We issue state-of-the-art, computerized monthly

statements, important e-mail updates, 24-hour authorization lines, membership directories, periodic newsletters to keep you informed of trading availabilities (and great deals); fax-back assistance, trading announcements and personalized brokering services to make it all run smoothly. We reduce your trips to the bank where you may have to ask for increased credit lines. Trading generates new funds and saves existing capital. We can help solve many of your problems with slow or dead receivables, high overhead costs, excess inventory, and stagnating customer bases, employee incentives, and out-of-town travel expenses. It sounds too good to be true. What is the catch? Unless your profit margins are smaller than you'd like, or if you're lucky enough to be operating at full capacity, we haven't been able to figure out a downside yet. It's time to set aside your procrastinating ways. Stop spending unnecessary cash, and make the decision to help your bottom dollar by trading today with Trade Network, Inc.

Trade Network, Inc. has been great to us. It's a competitive world and they send us both out-of-town and local customers we would never see otherwise. They help fill tables and provide catering jobs. Spending trade dollars has been easy! Tom McNeil, Owner Golden Rose Restaurant & Country House Catering Okemos, Michigan Our trade exchange works with other exchanges throughout North America. In terms of available products, fair prices and overall integrity, Trade Network is number one! Mary Nove, Owner Executive One Alaska Anchorage, Alaska We have been a member of other exchanges in the past and Trade Network is clearly the best out there. They follow through and offer a great array of products and services. Our printing company has traded for vehicle repair, restaurants, four wheelers, and all kinds of business needs. Jeff Veine Phase III Graphics Grand Rapids, Michigan

Gary has enjoyed helping hundreds of businesses realize greater profitability since he founded Trade Network, Inc. in 1991. A committed and active entrepreneurial advocate in out-state Michigan, and an MBA graduate of Michigan State University, he dedicated himself to organizing well over 1200 bartering business owners into one of the most financially solid and reputable trade companies of its kind. "Our mission at Trade Network, Inc. is a simple one: we work with our members to save their cash and to get new customers through their doors. Bartering with us is ideal for both start-up and established businesses who recognize that a saved dollar spends just as easily as an earned dollar. This is a terrific tool for the progressive entrepreneur - or the world-class penny pincher - looking for every competitive edge possible." Trading with us is a logical alternative to squandering your money and is an exciting way to pump growth into every business. There is only one way to see if trading is for you. Try us for a year to determine how it works!" Capitalistically yours, Gary Kay, President Trade Network, Inc. To barter is better with... TRADE NETWORK, INC. Member, National Association of Trade Exchanges and B.A.N.C. (Barter Exchange National Currency) tradenetwork@tradenetwork.org www.tradenetwork.org 3721 W. Michigan Avenue, Suite 201 Lansing, Michigan 48917 Phone: (517) 886-8900 Fax: (517) 886-8915 4350 Plainfield Avenue, N.E., Harvard Centre Grand Rapids, Michigan 49525 Phone: (616) 447-8181 Fax: (616) 447-8909 Serving Lansing, Grand Rapids, Jackson County, Gratiot County, Livingston County, Western Michigan Lakeshore & the Eastern Upper Peninsula